Is Online Shopping Safe? Your Questions Answered

While many traditional retail shoppers at stores like Target and Home Depot have recently seen their credit card information compromised, online shoppers are in the clear. Online shopping has increased in popularity over the last few years. It allows people to get the items they want and need with just the click of a button and sometimes on the same day. Many people love online shopping because they don't have to leave their home to get the product they want. This "drive-thru" shopping option has changed the face of retail forever, especially Black Friday shopping. Who wants to stand in line and risk injury for the same product they can buy from the comfort of their home? Just about anything and everything you can ever need or want can be found on Amazon these days. Major stores like Target, Walmart, and other retailers have added an Ecommerce platform to their businesses to cater to online shopping gurus. Online shopping is so popular, that about ten percent of all sales are made on the internet. Online shopping has made it easier than ever to buy last minute gifts, obscure items, and even groceries. It is also a great way to see product reviews from other customers before you commit to buying the item. In a few easy steps, you too can start shopping online and experiencing the ease and convenience that it can add to your life.

Online Shopping: Is It Safe?

Recent hacks in traditional retail stores seem to say yes. This isn't because feeding your credit card information into a computer is safer than swiping away at the store. It's simply easier for hackers to make a profit from the information of in-store swipes rather than electronic ones. The malware called BlackPOS is specifically made to steal valuable information from in-store payment processors. Hackers have a harder time profiting from online information because it doesn't include the information stored in the magnetic strip of the card.

What You Need To Start Shopping Online

If you're still on the fence about becoming an online shopper, you may want to take a look at what you will need to start online shopping. Make sure you have the following items:

  • A device to access the internet
  • A credit or debit card
  • An email address

Once you have everything you need, you can decide whether or not online shopping is right for you. Online businesses, especially major retailers like Amazon, are generally safe to use. Companies want you to have a safe and pleasant experience so that you become a returning customer. Be sure to be cautious and safe when shopping online.

Questions and Answers

Q: Is online shopping safe?

A: Online shopping is safe because it is harder for hackers to profit from the credit card information online.

Q: How can I protect my information while shopping online?

A: As with any online activity, it is important to keep your passwords strong and protected, only shop on websites you trust, and only shop on secure, private networks.

Q: What information is required to shop online?

A: The types of required information to shop online will vary between retailers. Typically, you will be asked to provide payment information, a billing address, a mailing address, and an email address so that a confirmation can be sent with shipping information.